When it comes to plastic, there are a lot of reasons why you may want to consider using a Virtual Debit Card. Plastic is not only hard to handle when it's used for everyday purchases but also prone to error, lost or stolen debit cards can be difficult to find on statements, and overdraft fees can arise when your account becomes too deep in debt. However, if you're looking for an alternative way of paying your bills then a VDC should be at the top of your list!

Plastic is hard to handle, especially when it's used for everyday purchases.

When you're using plastic, there are certain things that can go wrong. Maybe you lose your virtual debit card or forget to bring it along with you on the day of the purchase. This is especially true if you have multiple accounts and don't want to spend time keeping track of them all.

It's also hard to carry around a large amount of plastic when traveling, especially if it's bulky in size. If someone is going through airport security and finds out that they have an unusual amount of cash on them (or even worse: credit cards), then their chance for getting caught increases greatly because there will be more places where authorities could look for illegal activity than if they were just carrying cash only!

Debit cards can be lost or stolen.

The most important thing to remember is that you don't have to worry about losing your card if you use a virtual card. You can manage it remotely, set spending limits and alerts and even block access for anyone who tries to take your money from the ATM machine!

In addition, if you lose or forget about your physical debit card with everything else on it (like bank statements), then this could cause problems when trying to get back into your account online because banks will only allow people who have an active account in good standing before funding their next purchase or service request.

Debit cards can be hard to find on statements.

When you use a debit card, the funds are deducted from your bank account. This means that if your bank statement says "credit card," then it's most likely a credit card rather than a debit card. You can tell immediately if this is the case by looking at whether or not there is any additional information about how much money was spent and where it came from (such as "debit" or "creditor").

You might also see things like:

  • Transaction Account Summary – This section shows all transactions made with your account over the last 30 days. It may include purchases made online or at stores in person; ATM withdrawals and transfers; bill payments; etc.
  • Check Card Activity Report – This report will show details about each check payment made by checking accounts linked with this particular bank account number

Debit cards are prone to error.

If you're looking for a reason to use a virtual debit card, here's one: Debit cards can be used by anyone with your card number. This means that if someone gets ahold of your card information, they can make purchases on your dime.

In addition to this fact being unsettling and annoying at best, there are other reasons why it's important to keep track of who has access to your debit cards. Your bank may not know what they're doing when it comes down to protecting their customers' security—and even though hackers aren't going anywhere anytime soon (or ever), we still have our fingers crossed!

Debit cards can lead to overdraft fees.

Overdraft fees can be avoided with a virtual debit card.

A virtual debit card is like a normal bank account, except it has no physical presence at the location of your bank account. The money you put into this virtual account is automatically transferred from your real-world checking or savings account to the corresponding credit union’s loan or line of credit. You can use it for small purchases and payments, such as buying groceries and utility bills online, but not for large purchases such as car repairs or home improvements (unless there's an excuse). This means that if you need cash quickly during an emergency situation—like when someone breaks down on their way home from work—you won't have to worry about paying higher interest rates on insufficient funds because they were already deposited into your virtual account instead of being withdrawn directly from their own personal finances!

You need a Virtual Debit Card!

If you're looking for a way to give your customers more control over their finances, a Virtual Debit Card is an excellent solution.

  • It's safer than plastic cards. Plastic cards are susceptible to theft and fraud because they can be copied or hacked over the internet.
  • It's easier to manage than plastic cards since there are no physical documents involved in managing them (no need for receipts).
  • Your customers will feel more secure using virtual debit cards because they won't have access to the card numbers if something happens with theirs—it's all handled by your system administrator instead! This means that your customers don't have much risk at all when it comes down


I hope this article has helped you understand how a Virtual Debit Card can be of great benefit to your finances. If you're ready to get started on your new card, please visit our website and contact us today!