If you're planning a trip abroad, the last thing you want is to be stuck with an expired credit card. But what if your bank won't issue a new one? The answer is simple: use a VISA debit card instead.

What is a VISA Debit Card?

When you get a VISA debit card, it’s like having your own personal checkbook. Start by reading articles on what is visa debit card and how it is effectively used.  You can use the card to make purchases and pay bills at any time of day or night—no need to worry about missing deadlines or hitting ATM fees when you’re traveling abroad. And because your bank issues the card, there aren't any additional fees for using one abroad (unlike American Express).

The best part? Your bank will keep an eye on how much money is in your account over time so that they can tell if something goes wrong with their services (like not being able to withdraw money), which means no more worrying about how much cash might be left after paying off all those late fees!

Do I need a VISA debit card to travel abroad?

Yes, you do. You may think that a VISA debit card is like a normal bank card, but it's actually an electronic payment system that allows you to make purchases and pay bills without having to carry cash with you.

How does this work? When you use your card at an ATM or point-of-sale terminal (like in a store), the transaction is processed by Visa as soon as it's approved. You'll be given access to funds immediately after hitting "enter," so there's no waiting period—which means no more hunting for change or having to ask someone else for their credit card just so they'll let them use theirs!

Is the VISA debit card safe?

While the VISA debit card is a safe way to carry money, there are some things you should know about using it.

  • It's as safe as any other credit card. Just like with your regular credit card, if someone steals your VISA debit card or if it gets lost or damaged, you'll be able to use another one until the original one has been replaced by your bank. In this case, simply contact their customer service team and ask them for help getting an alternative until you get yours back—they'll do everything they can to make sure that happens quickly!
  • You can't spend more than what's in your account at any given time (that includes ATM withdrawals). If someone tries to take out more than what they've put into their bank account via ATM withdrawal requests then it will raise red flags within their system which may result in rejection of future purchases made through this method; so keep track of how much money goes into/out of each account before making any major purchases because otherwise those transactions could end up being declined right away!

Can I get a VISA debit card in my country?

VISA debit cards are available in most countries and can be used in the same way as other credit or debit cards. They're more widely available than other types of cards, and they're usually the most popular type of card. Most banks offer them as a way to access your money from anywhere, at any time.

Some countries don't have a VISA brand—but that doesn't mean you won't be able to use your VISA anytime you want! There are plenty of international banks that will gladly accept dollars from any country around the world (and vice versa).

If you can't get a credit card, use your debit card instead.

Debit cards are different from credit cards in that they can only be used at the merchant where you purchase them. They work much like a prepaid card: your bank deducts money from your account, then pays it back to the merchant after they've made their sale.

Benefits of using a debit card instead of a credit card include:

  • No interest charges or fees if you pay off your balance in full every month—this is great if you're trying to save money on interest by avoiding using your credit line!
  • No annual fee (if there is one with this type of card).


There are several reasons why you might want to use a VISA debit card instead of a credit card. First of all, it's safer because your money will be in your account and not in the hands of a company that could go bankrupt at any time. Second, some countries do not allow international transactions with credit cards. Thirdly... well fourthly... The point is: Visa Debit Cards are really nice because they allow us to travel abroad without having to pay an exorbitant amount on fees like those charged by American Express or even MasterCard!